Turn your savings into
income you can count on.

Free annuity and retirement income calculator

AnnuityMath helps U.S. consumers explore hypothetical fixed and variable annuity scenarios using retirement assets, income goals, and planning preferences. Use the calculator for free, without connecting financial accounts.

What can I compare?

Explore income durations and allocations, and see how illustrative scenarios relate to your monthly income goal. Results are educational estimates, not insurer quotes or guarantees. Actual annuity terms, fees, eligibility, and payments depend on the issuing insurer and contract.

What does the personalized report include?

The optional downloadable report costs $5 as a one-time purchase. It includes allocation comparisons, scenario charts, inflation and retirement stress tests, personalized questions for an advisor, and a before-you-buy checklist.

Preview the sample retirement report before deciding whether to purchase.

Does AnnuityMath sell annuities?

No. AnnuityMath provides educational planning tools. We do not sell or issue annuities, manage investments, or provide individualized investment, insurance, or tax advice. Review assumptions and discuss actual products with a qualified professional.

Questions about the calculator or a report? Contact AnnuityMath support.